For many brides and grooms out there, they will want everything to go smoothly on their special day. Because of this, they will do everything in their power to ensure that there are back up plans in place so that is something goes wrong, they can easily resolve the issue. For example, a couple may have a back up food option if a caterer happens to get stuck in traffic or backs out at the last minute. Others may have a backup dress in case the one that they order doesn’t arrive in time or doesn’t look at expected. Some will even go as far as to have backup venues. Many will ensure that they have indoor and outdoor options available in the instances where the weather plays up, and some will ensure that they have many different options available to play music e.g. downloaded on a phone, a CD, a band. But one of the most important things to think about when it comes to planning the big day is the pictures. These pictures will need to be perfect as they will last forever and will be passed down the generations. They need to encapsulate the love of the couple at hand as well as capture the guests. As this is so important, many couples out there will find themselves wondering if a wedding photographer in Sydney can lose the photos?

The wedding photographer will usually have a backup plan

What some people out there may not know is that a good wedding photographer will usually have a backup plan. This means that they will usually have an assistant with them that will capture images with them on another camera. That means that on the off chance that something was to happen to that camera, there would still be images available on the other one. Having said this, even when a camera is damaged this usually doesn’t effect the storage card. What many professionals will do in this day and age is automatically transfer the images to their storage drives via Wi-Fi so that they have the pictures not only on the camera but also on their computer as well. There are also many experts out there who are able to format storage cards for when the unthinkable happens and a storage card has some kind of error. As it can be seen, by taking the correct precautions, it isn’t likely that someone would lose their images forever.

The wedding photographer will keep the images stored for many years to come

Another common practice that a wedding photographer will likely implement is to store the images on a hard drive for many years to come. This means that if the couple happen to lose their photos for whatever reason, they are able to order more. This gives many couples the peace of mind that they need as they know that their precious memories will always be stored somewhere safe. It is common practice for a wedding photographer to keep the pictures for at least 7-years. While, of course, hard drives can crash, it is always likely that a professional will have all of their work stored in several different places. If a couple are really wanting to plan ahead for the worst-case-scenario they are able to provide film cameras on the tables for guests to use. These can not only be a great way to capture back up images but it can also be a great deal of fun as well. As it can be seen, there are all sorts of things that people can do to ensure that everything goes to plan.

If you have been sick or absent from work, the chances are you’ll need to present a medical certificate for work to your superiors to prove you had worthy cause not to come to your place of employment. This can be obtained from any medical practitioner and should satisfy your boss that you didn’t just fancy a day or two out of the office because you were too lazy to go in. There are some key issues to remember when it comes to presenting a medical certificate for work, some of which are outlined below. If you are unsure at all about your entitlements at the workplace, it is best to get in touch with a colleague in your HR team to understand what is in your contract or to contact someone from the government labour department who can educate you in local labour laws.

It is a commonly held belief among some workers that they can take personal days off, if they wish and that it is their right, the same as annual leave. However, this is not the case. Employees must be able to prove that they were unable to attend work on the days they missed with a medical certificate for work. This policy may change from workplace to workplace, but most employers allow for one day to be taken off without any proof. Some larger multinationals are known to not allow any sick days to be taken on a Monday or Friday as well as the day after a bank holiday without a medical certificate for work being offered.

It is important to remember that if you are sick and need to take a day off you will be paid for it, as long as you provide the correct documentation to prove it. Employers for the most part want to trust their workforce, but they know they people take sick days as they wish, for no reason, other than being tired and or lazy. Asking for a medical certificate for work each time an employee misses work is completely within their right. Whether this affects the relationship and trust between an employer and their employee is another matter and one that may need to be considered by both sides.

A medical certificate for work must be prepared by a certified practitioner that your workplace recognises as a legitimate one, who they accept the advice of. If an employer wished to challenge the evidence of the first document produced by the employee, they would need to obtain a second document from another medical practitioner refuting the evidence given by the first one or to offer evidence as to why the first medical certificate for work was incorrect. This would be an extremely messy process and would rarely be used unless one party is bringing the other to court over unfair dismissal.

If you do need to take a day off from work for personal reasons it is always best to be upfront and honest with your employer. There is nothing worse than lying and saying you are sick, then having to ask your local doctor for a medical certificate for work and lying to them too. Proving someone is sick with a bad cold or stomach illness is nearly impossible and easy to fake so the chances are most practitioners will hand over a medical certificate for work so that you can have your day or two out of the office. Covering your tracks with your co-workers is always easier said than done, so if you are considering taking a day off work and claiming sick leave, it may be better to just bite the bullet and sleep at your desk.

With NRL season just around the corner now is the perfect time to host a party. There’s a ton of things you need such as NRL party supplies and a TV for starters to watch the game would be great.

A lot goes into planning a party that may leave you stressed, especially if you decide to have fun with it and make it a theme party. So you don’t forget anything, make sure you get Hawaiian party supplies, as well as all the usual stuff for an NRL party.

NRL party supplies

Sports decorations and décor are perfect for a themed party and are great for all age groups.  Everyone loves the idea of supporting their favourite team with NRL party supplies in the forms of plates and even banners.

The best thing about NRL party supplies is that they can be reused. No one swaps teams every year so if you use them for a viewing party you can also use them for kid’s birthday parties.

Here are some other uses for your NRL party supplies;

• Kid’s birthday parties
• Adult birthday parties
• Game day viewing parties
• Themed events
• Anniversary parties

No matter what your team is, there are definitely NRL party supplies to fulfil your needs. Here’s a short list of some great NRL party supply ideas that you need to have a look at.

• Face paint
• Balloons
• Trophies
• Plates, forks, spoons, cups
• Banners
• Jerseys
• Wall hangings.

How are you going to watch the game?

If you are hosting a viewing party you have to take into consideration how you’re all going to watch the game. If you have a large group of people planning on attending and you only have a small TV it might be time to look at some other options.

A good idea if you have a large crowd attending would be to get a projector. Display the game on a wall or tarp so that everyone can watch. You don’t want to shell out the cash for a brand new TV a projector is a cost effective measure. You can go out and buy one, borrow off a friend or simply rent one. There are many different places that will offer projector use.

On top of how you’re going to watch the game you have to think about if people will be sitting. If you don’t have enough chairs host an outside party where people can bring their own camper chairs and huddle around the TV or projector screen.

Food and drinks

When someone hears the word party they immediately think about food and drinks. Make sure you let everyone know if it’s going to be BYO and if you’ll be cooking or not. A great way to feed the troops is hot gravy rolls. They’re easy to prepare, cost effective and taste good. All you have to do is slow cook some beef, add some gravy and throw it in a roll. Great for all ages and will be a fan favourite.

If you’re planning on serving food it’s another great excuse to get some NRL party supplies as you can get plates, serviettes and many more themed pieces.

So if you want to celebrate the NRL season with a bang and want to throw a themed party make sure you follow these simple tips. They will make sure that you don’t forget anything and will leave all your guests talking for seasons to come!

Restoring a home back to something that looks and feels fresh and vibrant can be the last thing a loved one will be thinking about when grieving in the wake of a death. Among the passing of someone close to you, the actual logistics of dealing with the condition of a house for resale or to be put up for auction can be too much of a hassle to bear off your own accord.

This is where a services that specializes in the field of a deceased estate clean up comes into play for the community. Opting for efficiency of service as they understand that anguish and difficulty that families are experiencing, they are on hand to manage the problem on your behalf.

Here we will take stock of the advantages of individuals who decide that a deceased estate clean up service is the right choice for them, overlooking the need to burden themselves with further details.

Taking Out Odour

Depending on the condition and state of the vicinity upon inspection, the smell of the premises could very well be in need of changing. The odour is an element that a deceased estate clean up service will cater towards to provide enough surface chemicals and a fragrance that will mask and tackle anything that is unpleasant. Whilst the aesthetics to remove the rubbish and clear the clutter is a fundamental facet, having a home smelling fresh and clean again is paramount to their job description.

Recycling and Green Services

A simple turnover of goods from a deceased estate clean up usually denotes the removal of garbage from one site to the tip, but there will be items that are still valuable, in working condition or applicable to be used for environmental purposes. Thinking of wooden chairs, desks, pot plants, lamps, bedding, garden equipment and anything else that can be reused – these are goods that can either turn in some revenue or be put to good use for the community.

Immediate Booking

Although a same day callout might not be possible for a deceased estate clean up service, there should be efficiency and diligence as per their customer service regime. Consumers should be able to contact an advisor to organise a time that suits them during business hours or on a weekend (that might come at a premium price). Clear and transparent communication must be the order of the day when it comes to the customer in these instances.

Toxic, Hazardous and Dangerous Items

A deceased estate clean up service will be trained and insured when it comes to dealing with items that can be classified as toxic, hazardous or dangerous. This is a facet that illustrates beyond all doubt that these companies are worth the time and money, because the risk of suffering an injury or ailment from exposure to these conditions is simply a reckless choice to make.

Free Quote

Given the amount of range and competition for city citizens to examine from when looking at the niche of deceased estate clean up services, one of the best features that should be apparent is the free quote. By opening up a dialogue and having a representative attend the premises to see what needs to be moved, eliminated and cleaned up, they can give you a greater understanding as to the costs and logistics. Check with them initially whether a free quote is apart of their business model.

Summary

Having given some context to the ideal features of deceased estate clean up services, you should be better placed to make arrangements as you see fit. There is no need to rush the process, but the sooner you make contact with a deceased estate clean up company, the sooner you will have clarity as to the challenges that lie ahead.

If you are simply a home owner, a developer or run a business, then you will be faced with moments when you want to make big moves and grand decisions. Perhaps you desire to branch out your operation, include a bed and breakfast or simply want to shake up the status quo. Whatever the scenario may be, you will need to source a qualified builder or carpenter to get the job done.

This is where a scaffold will come into play as the professional in conjunction with their team will require a short-term and provisional structure that allows them to manage the task with efficiency.

The benefits of erecting a form of scaffold are evident for individuals who see the process in action on a daily basis. First and foremost, it provides safety for the builders who need to maneuver around brick, wood, steel, piping, wires and other elements that pose a safety risk.

Then there is the element of efficiency that allows for a greater freedom of movement where builders start, continue and conclude their project on schedule. All forms of roadblocks can emerge during the building process, from the weather to financial impediments and beyond, making the need to craft a structure to hasten the project all the more necessary.

So what are some instances where these constructs would have to be erected? Here we will offer a rundown of some key moments when an owner from a residential or commercial background will need their support.

Manufacturing a Major Building or Warehouse

Those who are investing thousands upon thousands or even in the millions to billions category will naturally require a scaffold structure that supports their monumental project. With heavy concrete slabs introduced into the mix, there will be shoring forms that cater to different levels. There could also be the use of systems scaffolding whereby a series of components are placed together in a pre-constructed fashion. In these instances, the transport and loading of the elements are a serious concern and must involve an entire party of workers understanding the task at hand.

Building a House

Anyone who has had experience building a humble home will understand the challenges, difficulties and intricacies that are involved. Once the blueprints are draw up, it will be at the discretion of the builder to decide which form of scaffold will suit the situation and scale of the home the best. From a tube and clamp structure that is easy to develop and pack down at the conclusion of the project to a cuplock system that can support heavy and light loadings, there are options at hand. The profile of the builder and the scope of the house will outline how this is developed.

Developing an Extension

Should a house or office need to branch out to have a new room or location, then there will be a scaffold that is supported by the adjoining premises. A Haki design that is light and easily maneuverable is one choice, as is Kwikstage model which is often favoured by Australian builders.

Constructing an Outdoor Facility

If a garage, shed or outdoor facility needs to be built, then the scaffold should reflect the more modest demands placed on the builder. They can be lighter in weight and more sturdy when it comes to exposure to weather conditions. A suspended or swing set might be ideal under these circumstances or a bamboo/wooden scaffold architecture that is a favourite of Asian manufacturers.

Summary

The art of the scaffold has been developed over centuries and can be traced back to ancient Egyptian cultures. The joy of these developments is that a scaffold can suit any condition when it comes to construction. From large buildings to small homemade extensions, there are varieties to suit your needs.

If you are a small business owner or a self employed citizen that is looking to own their own home, then there can be roadblocks that emerge through the usual channels. Not only do you need to provide all of your own documentation without the help of a recognised brand authority, but you are left to insure and explain your own circumstances without the backing of an employer.

This is where a low doc mortgage is offered by banks who cater the payment structure according to more modest means where taxes, rates and stipulations are scaled.

The main issue for many of these individuals in the market is the basic concern of whether or not they will actually qualify for a low doc mortgage. In order to try and offset that stress, it is worthwhile examining some key pointers that will help you reach your ambitions, targets and long-term objectives in a rational and clear manner.

Purpose of the Mortgage

The entire concept of a low doc mortgage is to offer you the same privileges as others for accessing a home loan, but to do so in a more flexible fashion that does not discriminate due to your profession or work profile. So if you believe that you are in a situation where your annual income is likely to fluctuate as you establish a new business off your own accord, then this is a road you should be exploring.

Before a decision is made, seek council on this matter with trusted sources, friends, family members, lenders and others who can outline why this form of mortgage is suitable for your circumstances.

Type of Mortgage

The low doc mortgage happens to come via a myriad of different formats. From the full-doc loan where a significant deposit is necessary on top of a clean credit history and a degree of equity, to a loan to value ratio (LVR) where the rate is scaled on a percentage basis, there are processes that must be taken into account.

The formats do not stop there. When consulting with your lender or loan specialist, think of an owner-occupied home loan, interest only, a fixed rate or a construction home loan. There will be alternatives that should be able to suit the niche you are operating in.

Interest Rate

Comparing and analysing the interest rate is arguably the most fundamental aspect of examining the low doc mortgage market. There are fixed terms that should be offered and usually rank anywhere between 5-6%. Then there are others that are variable where the rate can rise or drop depending on external circumstances. Discuss this facet with a trained and educated professional.

Additional Terms and Conditions

It is vital before settling on a low doc mortgage that you carefully read and look over the terms and conditions that might be included. Not all of these are necessarily negative as certain items might be allowed to be offset or repayments could be downgraded if installments are met inside a particular period. There are also toggle features and redrawing that gives the owner more flexibility with their agreement.

It is when a low doc mortgage pertains to additional repayments or relocation clauses that the contract must be understood with clarity.

Summary

No two sets of circumstances are ever the same. In this respect it is wise to look at the low doc mortgage as a plan that can give you a home without carrying a significant financial burden. Yet you should consider all of the elements at play before settling on a low doc mortgage that allows you to run an enterprise as well as strike a quality work-life balance.

The role of the page boy might not be as common as it has been in past eras, but it is still a great way of having a young boy involved in the ceremony of a wedding.

Not to be confused with a page who operates at a hotel, this role as a wedding attendant will entirely depend on how the actual event is organised.

Usually substituting in as a ring bearer or as a bride’s train to uphold the condition of the wedding dress, this role holds a degree of value for certain cultures.

Those city-based couples who do require a young page of 7 years or below will likely be in the market for page boy suits in Sydney if their child is involved in the ceremony.

Whilst on initial perception this is a well defined niche that would not see a lot of competition, there are many wedding outlets and stylists who will cater to this requirement.

The responsibility therefore lies with the parents to source value and to obtain an item of clothing that will fit into the event.

This will not be a piece that will need to be worn regularly and may even be returned upon renting the suit.

So what should you know about this niche and what tips can you glean when scouring the market for the attire of a page boy?

Here we will outline some clever strategies as you examine the options that are available in the city of Sydney.

Price in Mind

Unlike male wedding garments that can cost anywhere between $400 to $4000 retail depending on the brand, the outlet and the fitting requirements, page boy suits in Sydney can be and should be sourced for as little as $40-$50. These neat little outfits are intended to offer a degree of formality to proceedings whilst understanding that children need to feel comfortable in their clothing, especially for an event that extends as long as a wedding.

Should you encounter an outlet that attempts to charge hundreds of dollars for an extravagant piece, walk away immediately. This is a niche where value should be part and parcel of the transaction.

Attire of Other Guests

What are the other guests at the wedding wearing, particularly the male attendants? That can help to define your choice when looking at page boy suits in Sydney. If there is a consistent theme, perhaps there is even opportunity to package together a deal from a retailer. From bow tie styles to light blue coloured ties or basic white shirts, having a degree of consistency can help the final picture.

Easy To Clean

Let’s face facts – children 7 years or younger are likely to get a little messy. Page boy suits in Sydney should be crafted to ensure that spills and stains are not permanently damaging events that force an entirely new purchase. If you speak with a retailer who is offering up options in this respect, opt for one that will be easy on the clean up once the wedding has concluded in earnest.

Warranty and Refund Option?

If you can find a warranty from a purchase or a refund option with page boy suits in Sydney, then you will be insured against any accidents that occur. As we mentioned with the spills and stains, there is potential for something to go awry and as the consumer, you should be covered for any eventuality.

Fitting

A suit in the store will not necessarily be prepared to fit all body types. Page boy suits in Sydney that offer a fitting service as part of the transaction should be prioritised as prior fitting is an important process to know that there won’t be any final day stresses that take place.

Get Shopping!

Now you know what to look for with pageboy suits in Sydney, it is up to you to find one that ticks all the boxes!

Learning to drive is something everyone looks forward to, after relying on public transport or parents for so long, there’s no greater feeling than being completely free. However, for some people, this isn’t so simple. What happens if you have a disability?  Keep reading to find out how you take a driving assessment after an amputation or if you have a disability.

Can I learn to drive with a disability?

In NSW if you have a physical disability, you will still have the opportunity to learn to drive. This also includes people who have lost limbs; therefore, you will still be able to take a driving assessment post amputation. The RMS doesn’t need a medical review if you have a minor disability. However, if you are considered to have a seriously incapacity, you can take a disability driving test.

What is considered a minor disability?

A minor disability is identified as something that doesn’t prevent you from being safe on the road. Examples of minor disabilities are a loss of up to three fingers on one hand, a loss of toes, joint stiffness and having one joint longer than the other. If you have a minor disability or loss of limb, you will still be able to take a standard driving assessment after an amputation.

What is a serious disability?

A serious disability means you are likely to require special adjustments to be able to drive safely. Some examples of serious disabilities are: loss or serious damage of one or both legs, loss or injury of both arms, loss of more than three fingers on one hand and any other serious physical incapacity. However, if you do have a serious disability or loss of limb, you will still be able to take a driving assessment post amputation.

What do I do if I have a serious disability?

If you are considered to have a serious disability, you will need to contact Modified Driving Solutions. Occupational Therapists will then evaluate your condition to determine if this will impact your ability to drive safely. These therapists will then decide what modifications will need to be made to the vehicle. Once modifications have been made to your car, you will need to visit a register or service centre to have the modifications noted on your license. Therefore, you will still be able to take a driving assessment after an amputation; you will just need to make sure you follow the relevant procedures.

What happens in the Occupational Therapy assessment?

The driving evaluation will consist of two parts, an off road evaluation, and an on road test. Firstly, an Occupational Therapist will meet with you to conduct the off road section, this is where they will look at your medical history and complete a physical, cognitive and visual evaluation. The point of this is to work out the extent of your condition and decide what, if any, modifications will need to be made to your car. Once this is complete, you will be able to undertake the on road section. The car will be fitted with the appropriate modifications, as well as dual controls. This will be the relevant driving assessment post amputation. But, like any other test, the purpose of this is to determine if you are safe on the road.

How do I get a learner license?

Before you can even take a driving assessment after an amputation, the first thing you’ll need to do is go to your doctor and get a full medical report. This will need to then be given to the Roads and Maritime Service to ensure they are aware of your condition. A doctor is also able to suggest any relevant restrictions that should be put on your license and what modifications you may need on your car. The license you have will then be given to you with the relevant alterations. You will need to undergo the same learner driver requirements as any new motorist before taking a disability driving test. Once you have completed the relevant learner requirements, you will then be able to complete your driving assessment post amputation.

In Australia, having a disability doesn’t mean you will never be allowed to drive, and most of the learning process will be the same as everyone experiences. But, if you do have a serious disability, make sure you talk to the RMS. The most important thing is to make sure you are going through the correct procedures for taking a driving assessment post amputation or with a disability. Once you know what modifications need to be made to your car, you’ll be driving around in no time.